An Inspirational Article :- 10 Success lessons from Chris Gardner – “From Homeless To Millionaire” for entrepreneurs

"Pursuit of Happiness" a film starring Will Smith is about how a father battled with homelessness with a young son to rise up to be a millionaire. Its a real life story taken from the book of the same name written by the Chris Gardner. Chris Gardner was the homeless father turned millionaire. This story is how he conquered adversity and homelessness. I saw the trailers of the movie but didnt see the whole movie. Cause from the trailers, it showed a father and son sleeping on the streets and alleyway. Since being a dad, I avoid this type of scenes as it makes me sad. How I would handle if I was in his situation. I cannot stand it if I had to see my children sleeping on the streets.
Here is 10 points from Chris Gardner on how he achieved success during these hard times.
Below is an excerpt from the article, if you would like to know more. Just click on the link below.

10 Success lessons from Chris Gardner – “From Homeless To Millionaire” for entrepreneurs 6. Be the best you can be Gardner attributes his rise to the top to his mother and her “spiritual genetics”, which encouraged Gardner to dream big dreams for himself and strive to become the best. Gardner’s mother was a natural born teacher. She loved doing it and she did it well. But, after being abandoned by her husband, she found herself in the position of having to care for 12 children all on her own. She sacrificed her dream of teaching to take numerous part-time jobs that could better support the family.
10 Success lessons from Chris Gardner – “From Homeless To Millionaire” for entrepreneurs

Inspirational Article : My dad was called 'stupid' in high school and now he's a successful entrepreneur — here are the 5 best lessons he's taught me about life - Business Insider

After so many years, I happen to meet up with an old classmate. He was going to some tough times. The company that he works for was cuttinng down staff due to the slump in the oil prices. It was a petroleum based company. He was worried cause he has never reached a managerial position in the company. He needed a job to match the money that he was getting there. So he had to look for a managerial position. He was amazed at how high I have reach as I was just average in school and he was so much better than me academically.  Later after chit chatting we found out that those not so clever in class was leading a much better life than those brilliant students. So what this shows is that school doesn't necessarily guarantee a great future. Your attitude is more important.

Here is an article written by a proud daughter about her dad's determination to suceed even though he was called "stupid". Below is an excerpt from the article, if you would like more just click on the link.


My dad was called ‘stupid’ in high school and now he’s a successful entrepreneur — here are the 5 best lessons he’s taught me about life

3. Hard work trumps talent and intelligence every time

My dad was not a great student in high school. He routinely got into trouble, and his teachers told him that he was stupid. 

When he couldn’t get into a good college in Indonesia, his father shipped him off to the US. He loved telling my brother and me the story of how he successfully begged the dean of a community college, in broken English, to let him in. 

He says that before he went to college, he didn’t understand the concept of hard work. So to catch up with his peers, he put his head down, studied, and didn’t watch TV or socialize until he worked up a GPA high enough to transfer to Boston University. 

After graduating from college, he moved back to Indonesia and worked in banking for several years. Since then, he’s built several businesses in Indonesia and New Zealand, mainly in commercial property development.

He always told me not to be intimidated by people with titles or talent, and never to discount the possibility of achieving something big.

Read more at  My dad was called 'stupid' in high school and now he's a successful entrepreneur — here are the 5 best lessons he's taught me about life - Business Insider

7 things rich people never say, according to a nearly 20-year-old personal finance classic - Business Insider

In 2013 I wrote a simple review on a book by Robert Kiyosaki - Rick Dad Poor Dad. Some call him a quack. But I found his ideas and advice true. I still reread and reread his books and read any article relating to his beliefs on being financial free. I am on that path to be financial free. With the current economic downturn situation. Its good to have a great book to turn to. I suggest anyone and everyone should read the Rich Dad Poor Dad Series.

Here another interesting article taken from the Rich Dad Poor Dad Books on the seven things rich people never say. Below is an exceprt of the article. If you would like to know more, just click on the link.









7 things rich people never say, according to a nearly 20-year-old personal finance classic

‘I can’t afford it.’

Rich dad would say, “How can I afford it?“

“One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think,” Kiyosaki writes. “By automatically saying the words ‘I can’t afford it,’ your brain stops working. By asking the question ‘How can I afford it?’ your brain is put to work.”

This doesn’t mean you should buy everything, he emphasizes. The point is that you should constantly exercise your mind, because the stronger your brain gets, the more money you’ll make.

Read nore here :-
7 things rich people never say, according to a nearly 20-year-old personal finance classic - Business Insider

Debt Free Article :-How I Went From $40,000 in Debt to a Millionaire by Age 30

My goal is to be financial free by the age of 50. As I have mentioned sometime back, I was a real spendtrift. I maxed all my credit card, took personal loans and so on. But after reading great books like Rick Dad Poor Dad, Richest Man in Babylon and the Wealthy Barber. I am on my way to be being debt free. I have recently cleared my car loan and 3 credit cards. But I still like reading articles on what others are doing towards being financial free. Here's someone who did it at a very young of 30.

How I Went From $40,000 in Debt to a Millionaire by Age 30

I came from a family where money was always an issue. My father was a union electrician who brought in a nice, but not exceptional, living. My mom was a stay at-home mom turned jobbie-entrepreneur (as I talked about here). But, money was always tight.

When my parents separated in my early teen years (and ultimately divorced), that put further pressure on their financials and assured that they wouldn’t be able to pay for my college education.

When I graduated from arguably the best undergraduate business school in the country, The Wharton School of Business at the University of Pennsylvania in 1995, I had an Ivy League education and $40,000 of college debt. I was determined that in less than eight years, I would go from being in that financial hole to having a net worth of one million dollars.



Read More Here. How I Went From $40,000 in Debt to a Millionaire by Age 30

13 things mentally strong people don't do - Business Insider

I used to always worry what people thought about me. Being quite thin, I always perceive people lookin at my size. After a while a didn't care. I just did what I felt was right. That is one of the reasons why I managed to pull myself up. I feel I am quite succeessful in my job now. I worked myself up to the Food and Beverage Manager of a large resort. Even though people said that I wouldn't go far. Cause I look weak and did have the right education. I didn't worry about pleasing people. An its one of the things that Mentall Strong People don't do. Well here is an article that I received in my mail on the 13 things mentally string people don,t do. Below is an excerpt from the article. Please click on the link to now more.



13 things mentally strong people don’t do





5. They don’t worry about pleasing everyone.





Oftentimes, we judge ourselves by considering what other people think of us, which is the opposite of mental toughness.



Morin lists four facts about constantly trying to be a people-pleaser: It’s a waste of time; people-pleasers are easily manipulated; it’s OK for others to feel angry or disappointed; and you can’t please everyone.



Dropping your people-pleasing mindset will make you stronger and more self-confident





Read more at  13 things mentally strong people don't do - Business Insider

Being Financial Free - A man who retired comfortably at age 30 explains how much money he had to save.

I have finally cleared 3 out of my four credit cards. I cleared almost RM25,000 in 4 years. I was a real spendtrift. But reading great books like Rich Dad Poor Dad, Richest Man in Babylon and the Wealthy Barber. I made a pact with my self to be financial free. The road was hard, there were temptations along the way but I pulled through with the help from my loving and understanding wife. I have even paid up my housing loan using my Employee Providence Fund. Something I only found out that I could do recently. Well I might not stop working or retire early as I love being in the Food and Beverage Business but I will be financially free. Here is in article on Business Insider on how much money you need to save to be financial free.

A man who retired comfortably at age 30 explains how much money he had to save

After a mere 10 years of working as software engineers, Peter Adeney (better known as “Mr. Money Mustache”) and his wife Simi had enough money to retire comfortably and debt-free.

That was in 2005, right before Mr. Money Mustache’s 31st birthday.

“This was achieved not through luck or amazing skill,” he emphasized to Farnoosh Torabi on episode 38 of “So Money,” her personal finance podcast. “But simply by living a lifestyle about 50% less expensive than most of our peers and investing the surplus in very boring, conservative Vanguard index funds and a rental house or two.”

Mr. Money Mustache clearly figured something out — and he shares tips and strategies on his personal blog — but just how much sacrifice did it take to set himself up for such an early retirement? How much of his and his wife’s combined $134,000 salary was going to savings?

“I saved about two-thirds of our take home pay,” he told Torabi.


Read more at A man who retired comfortably at age 30 explains how much money he had to save

What Lies in your Debt? It pays to know

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If You are Not Earning More, Maybe you Need to Change your Life Style

I like reading about how people become successful and also rich. And most importantly how they stay rich. People like Carlos Slim, Warren Buffet and so on. I always thought that these rich people live lavishly. Staying at the best hotels, have a great big mansion with lots of rooms, eat great food and even wear expensive cloths. After reading about this rich people, I foundout that the majority of themhave frugal life styles. Warren Buffet and Carlos Sim stays in the same house they bought when they were just coming up. In a moderate income neighbour hood. They also don't follow the "Keeping Up with the Joneses" mentality. Here is an article about 8 ways to change your lifetsyle to earn more money. What caught my sttention is waking up early. After converting to Islam, I had to wake up very early for morning prayers. It was a chore a bit, but later I found that after prayers I could do lots of things before other people woke up. I got any hour head start before the rest of the world. Later I found out is that is also the lifestyle habit of the successful rich and famous. Below is an excerpt from the article, if you would like to know more please click on the link below.

8 lifestyle changes to make if you want to earn more money

Wake up earlier.

They say the early bird gets the worm, and there may be truth behind those words.

Early risers get a head start on everyone else by responding to emails, exercising, meditating, or reading before many of us have even hit the snooze button — and they are happier and healthier because of it.

Some of the most powerful, successful people swear by an early wake up call — if it works for them, it could work for you.

Read more at 8 lifestyle changes to make if you want to earn more money

What Lies in your Debt? It pays to know

Website http://www.whatliesinyourdebt.com
Guarantee: 8 weeks 100% Money Back Guarantee

Get Rid Of Your Credit Card Debt, Clean Up Your Credit, And Make Debt Collectors Go Away? And Make Money Doing It! Our members actually make money using our process while not paying big bucks for a process that just doesn’t work! Rip off artists are abundant in these economic times. Just check Google and states’ attorneys' offices, con artists without a conscience are plaguing struggling home owners or people who are having hard times. Take control yourself and don't count on anyone to get you through the tough times. Our proven system will show you how to keep the banks and debt collectors at bay while making them pay you every time they break the law!

Only $99 for first month and $49 per month after....