A Helpful App - Pocket Budget App

Some of the self help books that I like to read are books on achieving financial freedom. I like to read and reread books like Richard Clason's " Richest Man in Babylon" and books by Robert Kiyosaki. These are not get rich quick books, but books that teach us how to comtrol expenditure thus obtaining financial freedom. Most of the books teaches that in order to be financial free we need to track our expenses daily. I have been doing that for the past few years. I was shocked when I found out that I was spending unnessarily on things that I could have gotten. You can read one such example here Book Review- Richest Man in Babylon. I normaly use an excel worksheet which I put into my smartphone and keyin my expenditures. But using excel has some limitations. You need to export at the end of each month which can be some work. I came across Pocket Budget from an article in the Star newspaper. Downloaded this app and love it. Pocket Budget is an easy way to manage your finances by tracking of your expenses and incomes. After installing Pocket Budget, you need to put your income either in salary or gift categories. When you have an expense just click on the expense button. Put it in what category. If you want to add some pre set categories, just click add category. Add a description if you want and save. The app automatically calculate your balance. By doing this you know what you have to use until your next salary. This app even generates reports that you can easily view at the end of the month to see where your money went. You can download this app at Google Store just type Pocket Budget.

What Lies in your Debt? It pays to know

Website http://www.whatliesinyourdebt.com
Guarantee: 8 weeks 100% Money Back Guarantee

Get Rid Of Your Credit Card Debt, Clean Up Your Credit, And Make Debt Collectors Go Away? And Make Money Doing It! Our members actually make money using our process while not paying big bucks for a process that just doesn’t work! Rip off artists are abundant in these economic times. Just check Google and states’ attorneys' offices, con artists without a conscience are plaguing struggling home owners or people who are having hard times. Take control yourself and don't count on anyone to get you through the tough times. Our proven system will show you how to keep the banks and debt collectors at bay while making them pay you every time they break the law!

Only $99 for first month and $49 per month after....

Personal Financing with Robert Kiyosaki

Cashflow Quadrant
This book is a continuation of the Rich Dad Poor Dad book. In this book Robert Kiyosaki explains that there are four quadrants. It shows which quadrant we are in and which one we ought to be in.

The four quadrants are

E QUADRANT is for employee
These are people who are mainly afraid to take risk. They look for job security and benefits. Thus looking for jobs that offer job security and benefit. They may be highly paid but their financial status is only defined by the employers.

S QUADRANT for self-employed
The people in the S quadrant are self employed. They are specialist in their area. They want to do their own thing. They believe that if they work hard, they will be paid better. They are normally perfectionist and is hesitant on hiring staff. So they will work very hard cause if they don't work , they won't get paid. They are also not able to take leave for long as they are not able to lose any customers.

This is followed by the two Quadrant that we are advised to be in, in order to be financially free. That is

B QUADRANT for business owner
A business owner owns a business that generates money.

I QUADRANT for investor
Investors earn money from their various investments-in other words, money generating more money.

The CASHFLOW QUADRANT is also not a get rich quick book, its only a guide to financial freedom.

Rich Dad's CASHFLOW Quadrant is perfect for employees or self-employed individuals interested in finding new ways to generate cash flow. One of thing that is good about this book is the author tells us to start slow and small, gaining experience first. If you're already a business owner or real estate investor, this book delivers tools for even greater success.


Rich Dad's Guide to Investing.
This is the third book in the Rich Dad Poor Dad Series. One of the things that I have found useful in this book is that in come in short chapters of 3-4 pages each, so I usually read a chapter a night before I sleep to digest and ponder each chapter. In this book, Robert shows how to get started and how it does not take money to make money. As with the first two books, this is not a book for those who want hot tips and quick fixes.

What I like about this book, is that Kiyosaki says that if we look properly we can create our wealth out of nothing. Before finding out about Internet Marketing, I thought that this was a lot of bull. I always thought you need money to make money. But with the internet, it has never been easier to create wealth out of nothing. Take Squidoo for instance, you can write about your favourite topic and make money from it. He also says you should make a plan to be financially secure, a plan to be financially comfortable, and a plan to be rich.
As in all his other books, Kiyosaki's book is worth reading again and again.
This book is a must for those who want to be Financially Independent
One final recommendation I have is to buy his Cashflow Games. Cashflow 101 is a board game that will teach you how to get out of the rat race whatever your status is.
I have a computer version of the game and found it really interesting. It really depicts real life, once you start playing.

What Lies in your Debt? It pays to know

Website http://www.whatliesinyourdebt.com
Guarantee: 8 weeks 100% Money Back Guarantee

Get Rid Of Your Credit Card Debt, Clean Up Your Credit, And Make Debt Collectors Go Away? And Make Money Doing It! Our members actually make money using our process while not paying big bucks for a process that just doesn’t work! Rip off artists are abundant in these economic times. Just check Google and states’ attorneys' offices, con artists without a conscience are plaguing struggling home owners or people who are having hard times. Take control yourself and don't count on anyone to get you through the tough times. Our proven system will show you how to keep the banks and debt collectors at bay while making them pay you every time they break the law!

Only $99 for first month and $49 per month after....

Personal Financing with Rich Dad Poor Dad

Who is Robert Kiyosaki?
Robert Kiyosaki is a motivational author in areas of personal finance, investing and business. A fourth generation Japanese American, born and raised in Hawaii. His biological dad was the head of education for the state of Hawaii. He studied in America, joined the Marine Corps, and rose to the position of an officer and also a helicopter pilot. After his tour in the Vietnam War, he joins the Xerox Corporation as a salesman to learn the art of selling. In 1977 he started his first company which was importing nylon and Velcro wallets that became associated with surfers. In the mid eighties he set up an educational company where people could learn his financial philosophies.
He published his No 1 New York Times Best Seller, Rich Dad Poor Dad in 1997. The characters in the book are off fictional people, loosely based on the people in his life. His poor dad is like most people who work hard for money, taking courses to improve their skills which they think will improve their salary and job security. Like most people that are in the rat race, poor dad is stuck paying bills and feeding his family, just getting by monthly. Eventually poor dad falls out of grace with the government and leave, retiring poor and unhappy.
Rich dad is more of a risk taker. Starting slow using his money to invest in real estate and businesses building up his assets leading to abundance of financial wealth.
He later went to write Rich Dad's Cashflow Quadrant, Rich Dad's Guide to Investing and Rich Kid Smart Kid. All the books have been on the best sellers list worldwide.
Robert later develops a board game to teach individuals about personal financing. The game is called Cashflow 101. As with reading all Robert Kiyosaki's Books, play it with an open mind so as you can learn from this game. This game is also entertaining.
Robert Kiyosaki briefly retired at the age of 47.He is still involved in his Rich Dad Educational Company. His goals are to give people information that will help them make their money work hard for them.

Personal Financing with Rich Dad Poor Dad

Well, I've just finished reading Rich Dad Poor Dad by Robert Kiyosaki for the 6th time (I like reading good books over again). This is a wonderful book that gives you simple insights on ways of handling your personal finances. It has helped me a lot. I'm not a millionaire yet but luckily someone gave me this book before the current economic downturn. I'm able to weather through.
The insight into the difference between your assets and liabilities is really good and simple to understand, which I found it to be true with purchase of gold jewelry (I have always thought that buying gold was a good investment as gold prices increase but found out otherwise).
It also got me thinking of the purchase of a house too.
You will also find out that specializing in your job is not as good you think, as it makes you more dependent on your job. This I have also found to be true with my job. I've always thought that by specializing in only things related to my work, will give me job security but as what Robert Kiyosaki states that it is not always the case. It's true, believe me.
Read the book and judge it for yourself. Just remember that this is not a GET RICH QUICK book but it gives you ideas that will open your mind to different ways of becoming financially successful. It might not make me a millionaire but I'm sure it will make me financially free and out of the rat race.




Product One Week Marketing Plan
Website www.oneweekmarketing.com
The Entire One Week Marketing Plan Cost only $47.00 USD
Guarantee: 60 days 100% Money Back Guarantee

Robert Kiyosaki in all his books says you need to create passive income. One the ways he says is though royalty. Well Squidoo is a website that give you money for the amount of visits you get on your page.

Here's a stay home mom that has create passive income for herself using mainly Squidoo. I have her website in my favourite list and found out she knows what she's talking. Have used some of her tips and really works. I'm not earning as much as her but I'm getting there. In the package there is step-by-step information you need to create multiple streams of passive income, and without paying a dime out of pocket.

Here's how it works: Every element of One Week Marketing is broken down into daily items that last . . . yes, you guessed it, a total of one week. :) With my system, there's no worrying about becoming overwhelmed. Just pull up that day's action plan and follow the simple steps and you'll be well on your way to making money.

What Lies in your Debt? It pays to know

Website http://www.whatliesinyourdebt.com
Guarantee: 8 weeks 100% Money Back Guarantee

Get Rid Of Your Credit Card Debt, Clean Up Your Credit, And Make Debt Collectors Go Away? And Make Money Doing It! Our members actually make money using our process while not paying big bucks for a process that just doesn’t work! Rip off artists are abundant in these economic times. Just check Google and states’ attorneys' offices, con artists without a conscience are plaguing struggling home owners or people who are having hard times. Take control yourself and don't count on anyone to get you through the tough times. Our proven system will show you how to keep the banks and debt collectors at bay while making them pay you every time they break the law!

Only $99 for first month and $49 per month after....

The Book that Inspired Me to be Financial Free

I have always loved reading. When I was young it was story books like the Famous Five, Three Investigators, Secret Seven and so on. Now my prfrence have changed. Now I look for books that inpire and motivate me. One such book is Rich Dad Poor Dad by Robert Kiyosaki. People have called the author a quack, saying that his rich dad don't exist. But who cares cause his message in his book is what I'm looking for.

Rich Dad Poor Dad
Well, I've just finished reading Rich Dad Poor Dad by Robert Kiyosaki for the 7th time (I like reading good books over again). This is a wonderful book that gives you simple insights on ways of handling your personal finances. It has helped me a lot. I'm not a millionaire yet but luckily someone gave me this book before the current economic downturn. I'm able to weather through.
The insight into the difference between your assets and liabilities is really good and simple to understand, which I found it to be true with purchase of gold jewelry (I have always thought that buying gold was a good investment as gold prices increase but found out otherwise).
It also got me thinking of the purchase of a house too.
You will also find out that specializing in your job is not as good you think, as it makes you more dependent on your job. This I have also found to be true with my job. I've always thought that by specializing in only things related to my work, will give me job security but as what Robert Kiyosaki states that it is not always the case. It's true, believe me.
Read the book and judge it for yourself. Just remember that this is not a GET RICH QUICK book but it gives you ideas that will open your mind to different ways of becoming financially successful. It might not make me a millionaire but I'm sure it will make me financially free and out of the rat race

Personal Financing Planning with Robert Kiyosaki